After a fire, flood, hurricane, or earthquake, the paperwork arrives when you have the least capacity for it. This lays it out in sequence so nothing important expires.
About the deadlines here: FEMA and SBA windows are tied to the date your area was federally declared a disaster — not the date the disaster happened — and they get extended fairly often. The dates below are the common defaults so you know roughly where you stand. Confirm your actual deadline at DisasterAssistance.gov or 1-800-621-3362. This is general information, not legal or insurance advice.
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