🔍Background Check DisputeWrong on the report? You have rights — and a short clock.
Working families

The report is wrong. The law gives you days to fix it — use them.

A mixed-up name, a dismissed charge still showing, a seven-year-old debt, an eviction that wasn't yours. The employer has to give you the report and a chance to respond before deciding. The screening company has to reinvestigate within 30 days. Paste what you got. You get your rights, the dates computed, and the dispute letter.

Dispute it — free See plans
FCRA §604b, §611, §613 · FL §943.0585English · EspañolWindows computedNothing is stored
Plan active

Free dispute

Paste the notice or the report.

The pre-adverse action letter, the report pages that are wrong, the date you got them, the screening company's name, and what's actually true.

Free. Takes a few seconds.

Why this exists

Screening reports are wrong more often than anyone admits. The law assumes it.

That's why the FCRA forces a pause before the decision, a free copy, and a reinvestigation on demand. The rights only work if you use them inside the windows.

5 business daysthe customary minimum an employer waits after the pre-adverse notice before a final decision, so you can dispute (FCRA §604(b)(3); FTC/EEOC guidance)Source: FTC — Using Consumer Reports: What Employers Need to Know30 daysa consumer reporting agency must reinvestigate a dispute and correct or delete unverifiable information (FCRA §611; 15 U.S.C. 1681i)Source: CFPB — FCRA7 yearscivil suits, judgments, paid tax liens, arrests and most adverse items may not be reported after 7 years; convictions may be reported indefinitely under federal law (FCRA §605), though many screeners limit to 7Source: 15 U.S.C. 1681c

How it works

Respond inside the window. Dispute with proof. Make them fix it.

01

Paste what you got

The notice, the report pages, the date, the screening company, and what's actually true.

02

See your rights and the dates

What the employer or landlord must do before deciding, the windows computed from the date you received the notice, and what to dispute with the screening company.

03

Send the two letters

One to the screening company (dispute + reinvestigation), one to the employer/landlord (hold the decision; here's the proof). Certified mail and the company's online dispute portal.

Plans

The dispute letter is free. The full packet is $9 — against the job.

For one applicant. Reentry programs, unions and legal-aid clinics license it.

Dispute packet
$9one time

Both letters (screening company + employer/landlord), an evidence checklist (dispositions, ID mismatch proof, court records), the Florida sealing/expungement eligibility note, the CFPB complaint steps, and a deadline calendar.

  • Letter to the CRA + letter to the employer/landlord
  • Evidence checklist and how to get court dispositions
  • Florida seal/expunge eligibility note (943.0585 / 943.059)
  • CFPB complaint steps, deadline calendar, EN or ES
Reentry / union / legal-aid licence
$99per month

Branded dispute tool for clients and members.

  • Your logo and contact
  • Unlimited disputes
  • Cancel any time

All prices in USD, handled by Stripe. The free dispute never goes behind a paywall.

Common questions

Is this really free? Will what I paste be stored somewhere?

Yes, the tool is free and available in English and Spanish. It is an informational tool only and is not affiliated with any employer, screening company, or agency. The material doesn't give further detail about how or where anything you paste is stored.

The background report has someone else's information or something that's wrong—what can I do?

You can dispute it, and the screening company must reinvestigate within 30 days. The tool explains what you can dispute and how, and generates a dispute letter for you. It's informational, not legal advice, and it cannot see the actual court record.

How much time do I have before the employer or landlord makes a final decision?

The FCRA requires the employer to give you the report and the summary of rights, plus a waiting period before they can decide, and the tool computes those windows for you based on what you paste. Respond inside that pre-adverse window even if your proof isn't complete yet—just say you're disputing.

Can an old charge, debt, or eviction still legally show up on my report in Florida?

There are federal and Florida-specific limits on how old records can be reported, and the tool is based on the FCRA along with Florida Statutes 943.0585/943.059 as of 2025–26. It explains those limits, but it cannot see your actual court record, so confirm specifics with the agency or a professional.

Is this legal advice, or should I still talk to a lawyer?

No, this is not legal advice—it explains the FCRA and Florida record rules but can't see the court record itself. If the violation was willful, statutory damages and fees may be available, and consumer attorneys often take these cases on contingency, so it's worth checking with one.

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