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Florida's $10 Notary Fee Cap Explained
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What Is Florida's $10 Notary Cap?
Florida law sets a cap on how much a notary can charge for a notarial act. That cap is $10. This is one of the few numbers in a closing bill that is fixed by law, not up for negotiation.
What This Means for Your Closing Bill
If you see a notary fee on your closing disclosure or a notary's bill, it should not be more than $10 per notarial act. If you see a higher number, it may be worth asking why.
- The $10 cap applies to the notary fee itself.
- Other charges on your bill — like doc stamps, intangible tax, or title insurance premiums — are separate. Some of those are also fixed by Florida law, but at rates not included here.
What We Don't Know From This Alone
This page does not include the exact statute number, the definition of a "notarial act," or whether multiple acts on the same document can be charged separately. Those details matter and can change. Always confirm the current rule with the notary, your closing agent, or a licensed professional before you sign or wire funds.
Other Fixed vs. Negotiable Charges
Florida closings often include:
- Doc stamps — a state tax, fixed by law, but the rate is not listed here.
- Intangible tax — another state charge, fixed by law, rate not listed here.
- Promulgated title rates — title insurance premiums that follow a state-set schedule, rate not listed here.
Fees that are not on this list — like some lender fees, courier fees, or settlement fees — may be negotiable. Ask your title company or lender to explain each one.
Questions to Ask Before You Wire
- Is this notary fee at or under the $10 cap?
- Which charges on my bill are set by Florida law, and which are the company's own fees?
- Can I see the current promulgated title rate used to calculate my premium?
This is general information, not legal or tax advice. Rules and rates can change. Confirm current numbers with your closing agent, title company, or a licensed professional before you rely on them.
What to Do Next
Paste your closing disclosure, title quote, or a notary's bill into the free tool. It reads your own numbers and flags which charges match Florida's fixed amounts — like the $10 notary cap — and which ones you should ask more questions about.