Say what the business is, where, how many people, and what would hurt most — the walk-in, the truck, the inventory, the payroll. In a few seconds you get a one-page plan with a timeline, a call list, the insurance photo list, and the programs to sign up for today. No account. Nothing stored.
Free — takes 40 seconds
What you do, where, how many people, what equipment or stock you cannot lose, and how customers reach you. Say whether you own or rent, and whether you have flood or business-interruption coverage if you know.
Why this exists
Most Florida small businesses that close after a storm close because of the two weeks after, not the wind — no records, no way to pay people, no claim photos, customers who think you are gone. This is the one page that fixes those four.
How it works
What, where, who, what you cannot lose. Nothing is saved.
Timeline, call tree, photo list, the programs to register with — in English or Spanish.
The filled-in plan, wallet card, agent email and customer messages, in the full version.
Plans
The free plan is the timeline and the list. The kit fills it in with your details, adds the wallet card, the agent email and the customer messages, and emails you a reminder every June 1.
Every Florida small-business tool in one membership — the compliance calendar with email reminders, permits, DBPR inspection responses, licence checks, hurricane plan.
The full plan with your details filled in, a wallet-card timeline, the email to your insurance agent, and the two customer messages. Printable.
For a chamber of commerce, an insurance agency, a plaza landlord or a city that wants every member or tenant to have a plan before June 1.
All prices in USD, handled by Stripe. The free plan never goes behind a paywall.
Common questions
No. Hurricane Biz Plan is not an insurance agent, lawyer, or emergency official, and it can be wrong. It gives you a general one-page continuity plan in plain language — confirm coverage with your insurance agent in writing and follow your county's evacuation orders first.
If your county orders an evacuation for the zone your business is in, the plan says close and go — no exceptions. Check your zone on the Florida Division of Emergency Management's 'Know Your Zone' page; the tool won't guess your zone for you.
The basic plan is free; a $19 printable kit is available for one business, and a $99-per-month option exists for chambers, agents, and landlords. Nothing you paste is stored — there's no account, and the tool doesn't keep your business details.
Take photos of the exterior on all sides, the roof if visible, every room, equipment serial plates, inventory shelves, and vehicles with the odometer showing, plus the inside of coolers, your lease, policies, licenses, and the last three months of sales and payroll. Save copies both in the cloud and on a phone that leaves with you — the tool reminds you to do this but doesn't store any of it.
Under the FLSA, hourly employees are generally owed only for hours actually worked, but salaried exempt employees generally must be paid for any week they do some work — see the U.S. DOL's page on natural disasters and the FLSA for details. This isn't tax or legal advice; decide your closure-pay policy now and write it down.
No. Hurricane Biz Plan no es un agente de seguros, abogado ni funcionario de emergencias, y puede equivocarse. Le da un plan general de continuidad de una página, en lenguaje sencillo — confirme la cobertura con su agente de seguros por escrito y siga primero las órdenes de evacuación de su condado.
Si su condado ordena una evacuación para la zona donde está su negocio, el plan dice que debe cerrar e irse — sin excepciones. Verifique su zona en la página 'Know Your Zone' de la Florida Division of Emergency Management; la herramienta no adivina su zona.
El plan básico es gratis; hay un kit imprimible de $19 para un negocio, y una opción de $99 al mes para cámaras de comercio, agentes y propietarios. No se guarda nada de lo que usted escribe — no hay cuenta, y la herramienta no conserva los datos de su negocio.
Tome fotos del exterior por todos los lados, del techo si es visible, de cada cuarto, de las placas de serie del equipo, de los estantes de inventario y de los vehículos mostrando el odómetro, además del interior de las neveras, su contrato de alquiler, pólizas, licencias y los últimos tres meses de ventas y nómina. Guarde copias tanto en la nube como en un teléfono que se lleve con usted — la herramienta se lo recuerda, pero no guarda nada de eso.
Bajo la FLSA, a los empleados por hora generalmente se les debe pagar solo por las horas realmente trabajadas, pero a los empleados asalariados exentos generalmente se les debe pagar por cualquier semana en la que hagan algo de trabajo — vea la página del U.S. DOL sobre desastres naturales y la FLSA para más detalles. Esto no es asesoría legal ni fiscal; decida ahora su política de pago durante el cierre y póngala por escrito.
Built by the same team, free to try.