Paste the notice or describe the job — who you hired, what you've paid, who sent what. In a few seconds you get what the document means, what Florida's lien law actually requires of an owner, the releases to demand before your next check, and the steps if a lien was recorded. No account. Nothing stored.
Free — takes 30 seconds
What the project is, who you hired, the contract price, what you've paid and when, whether a Notice of Commencement was recorded, and exactly what arrived — a Notice to Owner, a claim of lien, a demand letter — and from whom.
Why this exists
The same law gives you a way to be safe: pay against releases, get the final affidavit, answer every Notice to Owner. Most homeowners learn this after the lien is recorded. This tells you what the paper means and what to collect before the next check — and the 20-, 30- and 60-day tools if the lien is already there.
How it works
Who you hired, what you paid, what arrived. Nothing is saved.
What the document means, what the law requires of you, what to do this week — in English or Spanish.
The 713.16 request, the affidavit demand, the waiver forms, the Notice of Contest and the Recovery Fund checklist, in the full version.
Plans
The free version explains the document and your steps. The kit gives you the statutory letters and forms — the sworn-statement request, the affidavit demand, the waiver forms, the Notice of Contest, the joint-check letter and the payment log.
The sworn-statement request, the final-affidavit demand, the statutory waiver forms, the joint-check letter, the Notice of Contest, the DBPR and Recovery Fund checklist and a payment log. English or Spanish. Printable.
For a title or closing agency that fields lien questions at every sale, a brokerage, a HUD counselor or a county consumer office.
All prices in USD, handled by Stripe. The free check never goes behind a paywall.
Common questions
No — a Notice to Owner is not a bill. Under Florida's Construction Lien Law (Fla. Stat. ch. 713 Part I), subs and suppliers must serve this notice within 45 days of first furnishing just to preserve their own lien rights, not because you owe them directly. Check your Notice of Commencement and contract, and from now on pay your contractor only against lien releases. This is general information, not legal advice — confirm details with a Florida construction attorney.
Don't ignore it: verify the job against the Notice of Commencement, then pay your contractor only against a lien waiver or release from every party who sent an NTO — conditional before payment, unconditional after funds clear. You can also send the lienor a written request for a sworn statement of account under Fla. Stat. 713.16; if they don't answer within 30 days they can lose the lien. If the contractor won't confirm the supplier is being paid, a joint check is worth considering — but talk to a construction attorney before recording or paying anything unusual.
The first look is free, and nothing you paste is stored — there's no account required. If you want the full owner's lien kit for one project it's $9; closing agents, brokerages, and counselors can get ongoing access for $99 per month. Either way, this tool is not a lawyer and can be wrong, so confirm anything important with a Florida construction attorney or legal aid.
Get the recorded document and check the timing — a claim of lien must be recorded within 90 days of the lienor's last furnishing, and once recorded it stays valid for 1 year unless you record a Notice of Contest of Lien, which cuts the lienor's time to sue down to 60 days (Fla. Stat. 713.22). You can also ask them for a sworn statement of account under 713.16, consider a show-cause action, or transfer the lien to a bond under 713.24 if you need to sell or refinance. These deadlines are strict, so confirm every step with a Florida construction attorney before you record or pay anything.
Yes, this can happen under Florida law: your contractor's paid-in-full receipt is evidence against the contractor, but it is not automatically a defense against an unpaid supplier or sub under Fla. Stat. 713.06. Right away, demand the contractor's sworn final payment affidavit and proof the supplier was paid, send the supplier a written 713.16 request, and consult a Florida construction attorney. If the contractor collected money meant for the supplier and didn't pay it, misapplication-of-funds rules (713.345) and the DBPR Construction Recovery Fund may apply — but confirm all of this with an attorney before acting.
No — un Notice to Owner no es una factura. Según la Ley de Gravámenes de Construcción de la Florida (Fla. Stat. cap. 713, Parte I), los subcontratistas y proveedores deben enviar este aviso dentro de los 45 días de haber comenzado a suministrar materiales o trabajo, únicamente para proteger su propio derecho de gravamen, no porque usted les deba directamente. Revise su Notice of Commencement y su contrato, y de ahora en adelante pague a su contratista solo contra liberaciones de gravamen (lien releases). Esta es información general, no asesoría legal — confirme los detalles con un abogado de construcción en la Florida.
No lo ignore: verifique el proyecto contra el Notice of Commencement y, de ahora en adelante, pague a su contratista solo contra una liberación o renuncia de gravamen de cada parte que haya enviado un NTO — condicional antes del pago, incondicional después de que el pago se haga efectivo. También puede enviarle al reclamante una solicitud escrita de declaración jurada de cuenta bajo el Fla. Stat. 713.16; si no responde dentro de 30 días, puede perder su derecho de gravamen. Si el contratista no confirma que el proveedor está siendo pagado, considere un cheque conjunto — pero hable con un abogado de construcción antes de registrar o pagar algo inusual.
La primera consulta es gratuita, y no se guarda nada de lo que usted pega — no se requiere cuenta. Si desea el kit completo del propietario para un proyecto, cuesta $9; agentes de cierre, corredoras y consejeros pueden obtener acceso continuo por $99 al mes. De cualquier forma, esta herramienta no es un abogado y puede equivocarse, así que confirme lo importante con un abogado de construcción en la Florida o con asistencia legal gratuita.
Obtenga el documento registrado y verifique las fechas — un reclamo de gravamen debe registrarse dentro de los 90 días desde el último suministro del reclamante, y una vez registrado permanece válido por 1 año, a menos que usted registre un Notice of Contest of Lien, lo cual reduce a 60 días el plazo del reclamante para demandar (Fla. Stat. 713.22). También puede solicitarle una declaración jurada de cuenta bajo el 713.16, considerar una acción de 'show cause', o transferir el gravamen a una fianza bajo el 713.24 si necesita vender o refinanciar. Estos plazos son estrictos, así que confirme cada paso con un abogado de construcción en la Florida antes de registrar o pagar nada.
Sí, esto puede ocurrir bajo la ley de la Florida: el recibo de pago completo de su contratista es evidencia en contra del contratista, pero no es automáticamente una defensa contra un proveedor o subcontratista sin pagar, según el Fla. Stat. 713.06. De inmediato, exija al contratista la declaración jurada de pago final y prueba de que el proveedor fue pagado, envíe al proveedor una solicitud escrita bajo el 713.16, y consulte a un abogado de construcción en la Florida. Si el contratista cobró dinero destinado al proveedor y no se lo pagó, las reglas sobre uso indebido de fondos (713.345) y el Fondo de Recuperación de la DBPR podrían aplicar — pero confirme todo esto con un abogado antes de actuar.
Built by the same team, free to try.