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How to Cancel a Gym Membership After Moving in Florida

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Moved away from your gym? Florida law may let you cancel

Under Florida's Health Studio Act, Fla. Stat. 501.017, if you move 25 miles or more from your gym and there is no comparable facility nearby, Florida law lets you cancel your membership. You are entitled to a refund of the unused part of your contract. The same law also lets you cancel because of a disability or a death.

If your gym contract renews automatically

Many gym contracts run for a year or longer and renew automatically. Under Fla. Stat. 501.165, a company with this kind of contract must send written notice 30 to 60 days before the cancellation deadline if the contract is 12 months or longer and renews for more than a month. Check your contract's cancellation clause for the exact deadline and any early-termination fee.

Write the cancellation notice

A clear cancellation letter should include:

• Your account number and the gym's name
• A request to cancel effective on a specific date
• The right you are relying on — for example, that you moved 25 miles or more with no comparable facility nearby
• A request for written confirmation within 10 days
• A statement that any further charges will be disputed

Send the letter by email and by mail with tracking, or by whatever method your contract names. Keep copies of everything.

Ask for your refund

It is reasonable to ask for a refund of the unused part of your membership under the Health Studio Act. It is not reasonable to ask for a refund for months you already used.

If they keep charging you

If the gym ignores your cancellation and keeps billing you, you can dispute the charges made after your cancellation date with your card issuer. For credit cards, the Fair Credit Billing Act generally gives you 60 days from the statement to dispute a charge. Debit cards are covered by Regulation E. Attach your cancellation notice and any confirmation, and only dispute charges from after you cancelled — not months you used the gym. Don't just cancel your card as the only step; the balance can still go to collections.

You can also report free-trial traps and hard-to-cancel subscriptions to the FTC at ReportFraud.ftc.gov, and file a complaint about a Florida business with the state consumer line through FDACS Consumer Services (1-800-HELP-FLA).

Canceling for a parent or family member

If the membership belongs to a parent or someone who can't manage it themselves, say in the letter that you are acting on their behalf. You may need a power of attorney or the account holder's signature — check what the gym requires.

What to do next

This is general information, not legal advice, and it can be wrong. Read your own contract's cancellation clause, and for a long-term contract with a big early-termination fee, talk to a consumer attorney or call 1-800-HELP-FLA before you rely on this. The free tool reads your own charge, company, and what you've already tried, and gives you the cancellation notice, the rule that appears to apply, and the chargeback steps — in English or Spanish. Nothing you paste is stored.

Subscription Cancel Letter explains Florida and federal cancellation rules in plain language; it can be wrong, and it is not legal advice. Chargeback rights depend on your card agreement and federal law — confirm with your card issuer. Nothing you paste is stored.