Florida has one of the strongest wage protections in the country: if you're the head of a family and provide more than half of a dependent's support, your wages are exempt from garnishment — all of them, up to $750 a week automatically and above that unless you agreed in writing. But you have to claim it, within 20 days, in the right form. Paste the notice. You get the exemptions that fit, the date, and the words.
Free check
The 'Notice to Defendant of Right Against Garnishment', the writ, or the letter from the employer/bank. The date you received it, who the creditor is, and your household.
Why this exists
The notice says you have 20 days. The form is two pages. A sworn statement that you're the head of a family and support a dependent is usually enough to stop a wage garnishment cold.
How it works
Case number, creditor, the date you received it, what's being garnished, who you support.
Head of family (222.11), the $750 rule, bank-account protections (Social Security, wages already deposited, the $1,000 personal-property exemption), and the 20-day date computed.
The sworn claim-of-exemption and request for hearing, where to file it, who to send copies to, and what to say at the hearing if the creditor objects.
Plans
For one worker. Unions, credit unions and legal-aid clinics license it.
The claim-of-exemption affidavit language tailored to your facts, a filing and service checklist (clerk, creditor's attorney, garnishee), a hearing prep sheet with the proof to bring, and a deadline calendar.
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Common questions
Not necessarily. Under Florida Statutes chapter 222, if you are the head of a family and provide more than half the support of a dependent, your wages are exempt from garnishment entirely — automatically up to $750 a week, and above that unless you agreed in writing. Paste your notice into the tool to see which exemptions fit your situation. This is general information, not legal advice.
Florida law gives you 20 days from the notice to file a claim of exemption, and the tool computes that exact date from your notice under Florida Statutes chapter 77. File with the clerk within that window even if you're unsure you qualify. Confirm the exact filing deadline and procedure with the clerk's office or floridalawhelp.org.
The claim-of-exemption form is attached to the garnishment notice you received, and the tool gives you the affidavit language and the steps to file it with the court clerk. It does not fill out or file the form for you. If you need help completing it, floridalawhelp.org offers free assistance.
The tool explains in plain words what typically happens at the hearing once your claim of exemption is filed, based on Florida Statutes chapters 77 and 222. It cannot represent you or predict the outcome of your specific case. Speak with a legal professional or floridalawhelp.org if you want representation.
Yes, Wage Garnishment Defense FL is free. The material provided does not state whether pasted notices are stored, so you should not assume anything beyond what's disclosed here. Remember this tool is informational only, not legal advice, and is not affiliated with any court, creditor, or agency.
No necesariamente. Según el capítulo 222 de los Florida Statutes, si usted es cabeza de familia y aporta más de la mitad del sustento de un dependiente, su salario está exento de embargo por completo — automáticamente hasta $750 a la semana, y por encima de esa cantidad a menos que usted lo haya autorizado por escrito. Pegue su aviso en la herramienta para ver qué exenciones aplican a su caso. Esto es información general, no asesoría legal.
La ley de la Florida le da 20 días desde el aviso para presentar una reclamación de exención, y la herramienta calcula esa fecha exacta a partir de su aviso conforme al capítulo 77 de los Florida Statutes. Presente su reclamación ante el secretario del tribunal dentro de ese plazo, aunque no esté seguro de calificar. Confirme la fecha límite exacta y el procedimiento con la oficina del secretario o con floridalawhelp.org.
El formulario de reclamación de exención viene adjunto al aviso de embargo que usted recibió, y la herramienta le da el texto de la declaración jurada y los pasos para presentarlo ante el secretario del tribunal. La herramienta no completa ni presenta el formulario por usted. Si necesita ayuda para llenarlo, floridalawhelp.org ofrece asistencia gratuita.
La herramienta explica en palabras sencillas lo que suele ocurrir en la audiencia una vez presentada su reclamación de exención, con base en los capítulos 77 y 222 de los Florida Statutes. No puede representarlo ni predecir el resultado de su caso particular. Consulte con un profesional legal o con floridalawhelp.org si desea representación.
Sí, Wage Garnishment Defense FL es gratuita. El material proporcionado no especifica si los avisos que usted pega quedan almacenados, así que no debe asumir nada más allá de lo aquí indicado. Recuerde que esta herramienta es solo informativa, no es asesoría legal, y no está afiliada a ningún tribunal, acreedor ni agencia.
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