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What Is the OIR-B1-1802 Wind Mitigation Form and What Does It Check?

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What Is the OIR-B1-1802 Form?

OIR-B1-1802 is the name of Florida's wind mitigation inspection form. It records features of your home that may qualify you for wind-related insurance credits.

What the Form Looks At

Based on what this tool asks about, the inspection generally covers:

• The roof
• The windows
• The garage door
• When the house was built

These are the same details you can describe to this tool, or you can paste in a wind-mitigation report you already have.

Why It Matters

Florida requires insurers to offer credits for homes with wind-resistant features. This form is how those features get documented for your insurance company.

What This Tool Does — and Does Not Do

This tool can look at what you describe about your roof, windows, garage door, and build year — or a wind-mitigation report you paste in — and tell you which of Florida's mandated credits likely apply. It also explains what the OIR-B1-1802 inspection checks and what you might want to fix first.

This tool is not an inspection and not insurance advice. It cannot replace a licensed wind mitigation inspector or your insurance agent.

What We Don't Know Yet

Every home is different, and insurance companies may apply credits differently. Confirm any specific credit amount, exact form requirements, or eligibility rules with a licensed wind mitigation inspector or your insurance agent before making decisions.

What to Do Next

Use the free tool to describe your roof, windows, garage door, and the year your house was built — or paste in your existing wind-mitigation report. It will read your own details and tell you which credits likely apply and what an OIR-B1-1802 inspection looks for. Then confirm the results with a licensed inspector or your insurance agent.