Do Florida HOA rules apply to condos too?

Use the free tool — HOA Violation Responder FL

Short answer: no

Florida HOA rules under Chapter 720 do not apply to condominiums. Condominiums are governed by a different law, Florida Statutes chapter 718. The rules differ.

This matters because a fine notice from a condo association is not the same legal situation as a fine notice from a homeowners' association, even if the letters look similar.

What Chapter 720 says for HOAs

If you live in a homeowners' association (not a condo), Florida Statutes chapter 720 sets rules the association must follow before it can fine you:

14 days' written notice before a fine
a hearing in front of a committee that is not the board itself
fines capped at $100 per day
a total cap of $1,000
a fine can become a lien, but not under $1,000
since 2024, a list of things the association cannot fine you for at all — though the material is clear these 2024 changes have exceptions, so it is not a blanket shield

What about condos?

Condominiums are governed by Florida Statutes chapter 718, not chapter 720. The material available here does not describe chapter 718's specific rules for fines, notice periods, or hearings.

That means we cannot honestly tell you here whether your condo association followed the correct process, what caps apply, or when a condo fine can become a lien. If you live in a condo, this guide — and the related tool, which is built around chapter 720 — is not the right fit for your notice.

Why it matters before you respond

Citing the wrong statute in a response letter can undercut you. If you live in an HOA, Chapter 720's 14-day notice, hearing, and fine caps are real protections. If you live in a condo, those specific numbers and deadlines may not apply the same way, because a different chapter of law governs your building.

Check your declaration and covenants either way — they apply on top of whichever statute covers you.

What to do next

If you have an HOA violation letter in hand, paste it into the free tool. It reads the date, the rule cited, and the fine from your own notice, tells you what Chapter 720 allows, computes your deadline from the notice date, and helps you draft a calm response.

If you live in a condo, do not rely on this tool for your notice — ask your condo association or a Florida attorney which rules under chapter 718 apply to you.

None of this is legal advice. For a lien, a foreclosure threat, or a fine over $1,000, talk to a Florida HOA attorney — many offer flat-fee letters. Confirm anything uncertain with your association or a professional.

Use the free tool

HOA Violation Responder FL is an informational tool based on Florida Statutes chapter 720 (including 2024–2025 amendments) as of this writing. It is not legal advice, cannot read your governing documents, and does not send letters. Condominiums are governed by chapter 718, not 720 — the rules differ. It is not affiliated with any association, management company or agency.