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Where Can I See My Florida HOA's Annual Financial Report?
Use the free tool — What Your HOA Owes You
What the law says your HOA owes you
Fla. Stat. 720.3086 sets the annual financial report requirement for Florida homeowners' associations. This is the section behind the yearly numbers you are entitled to see.
Where to look first
Start with your association's official records. Fla. Stat. 720.303 says official records must be made available to a parcel owner within 10 business days of a written request — if you are within 45 miles of the community or in the county where the association is located.
- Ask in writing for the annual financial report.
- Note the date you sent the request.
- Expect a response within 10 business days.
What the statute does not spell out
The exact form the report takes, and whether there is a charge for extra copies, is not fixed by 720.3086 or 720.303 alone. That detail often depends on your community's own declaration or bylaws. Read those documents too, rather than assuming.
If something feels wrong
If your association will not produce the annual financial report at all, or ignores the 10-business-day window in 720.303, that does not sound right under the statute. This page explains what the law says — it is not legal advice, and it does not tell you that you will win a dispute. For anything contested, talk to a Florida community association attorney.
Not the right question?
If you received a violation notice or a fine, this is not the right tool. That is handled by the HOA violation responder instead.
What to do next
The free tool reads your own question — describe what your HOA has or has not given you — and answers with the exact section of Chapter 720 it comes from, so you can check it yourself.
What Your HOA Owes You reads what you type and explains Florida Chapter 720 in plain language. It can be wrong, it is not legal advice, and it is not a substitute for reading your community's own declaration and bylaws. For anything contested, talk to a Florida community association attorney.