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How Many Days Does an HOA Have to Hand Over Records in Florida?
Use the free tool — What Your HOA Owes You
How Many Days Do You Have to Wait?
Under Fla. Stat. 720.303, your homeowners' association must make its official records available to you within 10 business days of your written request. That deadline applies if you live within 45 miles of the community, or in the same county where the association is located.
The statute does not describe every situation. If your request is unusual, or your association is slow for a reason not covered here, don't guess — ask a Florida community association attorney.
What You Might Still Owe Your HOA
Getting the records within 10 business days doesn't always mean getting them for free.
- Some records may carry a copying fee.
- That charge is not set by Fla. Stat. 720.303 itself.
- It usually comes from your community's own declaration or bylaws — so read those before you assume anything is free or costly.
Related Rights: Meetings and Financial Reports
Fla. Stat. 720.306 covers meetings of members, voting, election procedures, and amendments — including the notice you're owed before a members' meeting. How much notice, and how it must be delivered, often depends on your bylaws too, so check both.
Fla. Stat. 720.3086 sets the annual financial report requirement. That's the section behind the yearly numbers you're entitled to see.
If This Isn't Your Situation
This page is about Chapter 720, which governs Florida homeowners' associations — not condominiums, cooperatives, timeshares, or mobile home parks. If you live in a condominium, your statute is Chapter 718, and the rules are different. Don't rely on this page for that.
If you're holding a violation notice or a fine, this also isn't the right tool. That's a different question, handled by the HOA violation responder.
What to Do Next
The free tool behind this page reads your own question — and, if you have one, your own document or numbers — then tells you which section of Chapter 720 applies, in plain language, with the section named so you can check it yourself.
This explains what Chapter 720 requires. Your declaration and bylaws add to it, and this is not legal advice. For anything contested, talk to a Florida community association attorney.
What Your HOA Owes You reads what you type and explains Florida Chapter 720 in plain language. It can be wrong, it is not legal advice, and it is not a substitute for reading your community's own declaration and bylaws. For anything contested, talk to a Florida community association attorney.