All tools · Home Repair Grant Finder FL

Is there help paying for a wheelchair ramp for a disabled family member in Florida?

Use the free tool — Home Repair Grant Finder FL

Who might help pay for a ramp

Florida runs several programs that can help cover an accessibility change like a wheelchair ramp for a disabled family member. Which one fits depends on who owns the home, household income, and whether the person who needs the ramp is a veteran or enrolled in a specific program.

Programs to check

• SHIP (State Housing Initiatives Partnership) — every Florida county and eligible city runs owner-occupied rehabilitation and emergency repair programs for low- and moderate-income owners, and these programs often include accessibility work. Apply through your county housing office. Find your county's SHIP contact.
• The Aging and Disability Resource Center (ADRC) and Florida's Home Care for the Elderly program can refer you to accessibility help in your area. They don't decide eligibility for other programs — ask them what's available locally.
• VA Specially Adapted Housing and HISA grants — for veterans with a service-connected disability. See VA adapted-housing grants.
• Medicaid waiver home modifications — for people enrolled in an eligible Medicaid waiver, home modifications including ramps may be covered. Eligibility is decided by the waiver program, not by this guide.

Rules that matter

Most of these programs require that the home is owner-occupied, that property taxes and insurance are current, and that household income is at or below a level tied to area median income — your county's SHIP office publishes its own limits. Some help is a forgivable loan if the owner keeps living there for a set number of years. Apply before you sign anything with a contractor: many programs cannot pay for work that's already done or already under contract. This page is general information, not legal or medical advice — confirm program rules with the agency running it.

Before you hire anyone

Use only licensed contractors. Programs usually require their own bidding process or a list of approved contractors, so ask before you choose someone. This guide does not decide eligibility for you — each program does that.

What to do next

Home Repair Grant Finder FL is a free tool. Type your situation — the ramp that's needed, who lives in the home, your county, and rough household income — and it reads your own numbers to show which programs are likely to fit, the order to apply in, and what documents to gather. Nothing you type is stored. It is not a government agency and can be wrong, so confirm eligibility, rules, and deadlines directly with the program or your county housing office.

Home Repair Grant Finder FL lists Florida and federal home-repair assistance programs in plain language from official sources; it can be wrong, and it is not legal or financial advice. Eligibility is determined only by the program. Nothing you type is stored.