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How Do I Search for Unclaimed Money in Florida?

Use the free tool — Unclaimed Money FL

Florida Holds Unclaimed Money for Many People

Florida keeps unclaimed money for anyone who ever lived or did business in the state — old deposits, final paychecks, insurance, refunds. This page lists the official, free places to search, in the order that usually makes sense, and exactly what to type. It is not legal or financial advice.

Run These Searches, in Order

• Florida: start with the official state search, run by the Florida CFO. FLTreasuryHunt.gov
• Other states: check every other state you've lived or worked in, one at a time, on the multi-state search run by the state programs themselves. MissingMoney.com (NAUPA)
• Pensions: if a former employer's pension plan ended or was taken over, search here. PBGC — Find an unclaimed pension
• Savings bonds: check for matured U.S. savings bonds that were never cashed. TreasuryDirect — Treasury Hunt
• Failed banks or credit unions: if a bank or credit union you used ever closed, check here. FDIC · NCUA unclaimed funds

Other official, free searches also exist: the IRS "Where's My Refund" and undelivered refund pages, the U.S. Department of Labor's abandoned-plan search for old 401(k)s, HUD/FHA mortgage-insurance refunds, and court-administered class-action settlement sites. Check with the agency directly to confirm what applies to you.

Search Tips That Matter

• Search every version of your name: maiden, married, middle initial, "Jr.", and common misspellings.
• Search Florida and every other state separately — records are not shared automatically between states.
• Try every city you've lived in and any past employers or banks you remember.
• Re-check every year. New unclaimed property is turned over to the states annually, so a search that found nothing last year could find something next year.

If a Relative Died — Who Can Claim

It's the heir or the personal representative of the estate who claims — not just any relative. Florida generally asks for proof of death and proof of relationship, and letters of administration for larger amounts. A small-estate process may apply in some cases. Start with the Florida CFO's claim instructions at FLTreasuryHunt.gov, and consider Florida legal aid or a probate attorney. This is not probate advice.

No Fee — Never Pay Anyone Up Front

Claiming your own unclaimed money is always free. Florida law caps what a registered "finder" or "locator" can charge you, and requires them to be registered — see Fla. Stat. 717.1400. You do not need to hire anyone. Never pay a fee up front, and treat any email or call that says "we found money for you, pay us first" as a scam.

What This Page Does Not Know

This page does not search any database itself and does not know whether you have unclaimed money. It also cannot be sure which search fits your exact situation. Always confirm details on the official site before relying on them, and check with a professional for anything involving an estate, taxes, or a large claim.

What to Do Next

The free tool above reads the names, past names, states and past employers you type — nothing else, and nothing is stored. In a few seconds it turns your own information into a checklist of which official searches to run first, in what order, and what each one will ask you for.

Unclaimed Money FL lists official, free search sites and explains claim steps in plain language; it can be wrong, and it is not legal or financial advice. It does not search any database itself and never knows whether money exists. For an estate claim, consider Florida legal aid or a probate attorney. Nothing you type is stored.