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My Florida Medicaid ended because I missed the deadline — what now?

Use the free tool — Medicaid Renewal Helper FL

Your Medicaid ended — this may not be the end

If your Florida Medicaid stopped because you did not send back your renewal paperwork on time, you may still be able to fix it without starting a new application. Federal rules give you a window to send the papers late.

The 90-day reconsideration window

Under 42 C.F.R. § 435.916, if your Medicaid ended because you did not return your renewal paperwork, you have up to 90 days to send it in. The state must process it without a new application.

• The clock starts from your termination — check the exact date on your notice.
• Send everything the letter asked for, as soon as you can.
• This is a federal rule, but your case is specific — confirm the details with DCF.

Gather these documents

Send what your letter actually names. If you're not sure, send more rather than less.

• Proof of income: pay stubs for the last 4 weeks, a letter from your employer, a Social Security or SSI award letter, or a self-employment ledger.
• Proof of identity and residency: ID, lease, or utility bill.
• Immigration documents, if the letter asks for them.
• Household composition information.
• For disability-based cases: medical proof.

Send it the fastest way that counts

• MyACCESS — uploading online through ACCESS Florida (DCF) is fastest and time-stamped.
• Fax — keep the confirmation page.
• In person — at a DCF office or community partner site; ask for a stamped copy.
• Mail — slowest; allow about a week.

Keep copies of everything, and write your case number on every page.

You can also appeal

You can request a Fair Hearing. Your notice gives the exact deadline — usually within 90 days of the notice date, but use the date printed on your letter. If you ask before your termination date, your benefits may continue while the appeal is decided. If you need to talk to someone, DCF's ACCESS call center is 1-850-300-4323.

Seniors, people with disabilities, and children

Medicaid tied to Medicare (Medicare Savings Programs, Extra Help), SSI-related Medicaid, and long-term care programs follow different income and asset rules. SHINE (1-800-963-5337) and your local Aging and Disability Resource Center can help sort out which rules apply to you — this guide does not decide eligibility.

If your letter also covers a child, children's eligibility limits are usually higher. Use the separate Kid's Health Coverage FL tool for that part of the case.

If Medicaid is truly over

Losing Medicaid opens a special enrollment period for marketplace coverage — see HealthCare.gov. Subsidies are often available; the Marketplace Subsidy Check FL tool and a navigator can help you look. For denials or terminations you want to fight, free civil legal aid is listed by county at FloridaLawHelp.org.

What to do next

This tool is not a caseworker or a lawyer, and it can be wrong. Only DCF decides eligibility — confirm your deadline and next steps with DCF or free legal aid. Paste your termination letter, or type what it says, into the free tool. It reads your own document and tells you, in plain words, whether you're inside the 90-day window, which documents to send, and whether your appeal deadline is still open. Nothing you paste is stored.

Medicaid Renewal Helper FL explains Florida Medicaid renewal and appeal steps in plain language from official sources; it can be wrong, and it is not legal advice. It does not determine eligibility. Confirm with DCF, a certified navigator, or Florida legal aid. Nothing you paste is stored.