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How Is Average Weekly Wage Calculated for Florida Workers' Comp?
Use the free tool — Workers' Comp Benefits Check FL
What Average Weekly Wage Means
Your average weekly wage (AWW) is the number Florida workers' comp uses to figure your check. It's usually based on the 13 weeks before your injury.
- Overtime should be included.
- A second job should be included.
- The injury date is the anchor point for the 13-week look-back.
Carriers get this wrong more often than you'd think — overtime left out, a second job ignored, the 13-week average done wrong.
How the 66⅔% Rate Works
Once your AWW is set, Florida pays two-thirds — 66⅔% — of it as your temporary total disability (TTD) rate, up to a state maximum. That maximum changes every year, so the cap that applies depends on your injury date.
The Waiting Period and Light Duty
Florida comp has a 7-day waiting period. If your check didn't start the first week you were out, that can be normal under this rule — not automatically a mistake.
If you're back at work on light duty at reduced pay, temporary partial disability (TPD) uses a different math than TTD. The carrier's wage statement and the authorised doctor's status control the real number in your case.
Limits, Impairment Benefits, and Deadlines
- Certain benefits stop at a 104-week limit.
- After maximum medical improvement (MMI), impairment income benefits may apply.
- A 30-day reporting deadline and a 2-year petition deadline both matter — track them from your dates.
These come from Florida Statutes chapter 440 (440.12, 440.14, 440.15, 440.20) as of 2025–26. This is not legal advice — confirm any deadline with the Division of Workers' Compensation or an attorney before you rely on it.
If the Number Looks Wrong
Ask the adjuster in writing to recompute your AWW using the wage statement (DWC-1A). If the carrier won't fix it, Florida's Employee Assistance Office offers free help at 1-800-342-1741. Workers' comp attorneys in Florida work on a fee schedule paid by the carrier if you win — this can be worth exploring for a denial or a short check.
What to Do Next
The free Workers' Comp Benefits Check FL tool reads the pay and dates you type — your 13 weeks of wages, your injury date, your work status — and computes your AWW, the 66⅔% rate against the state maximum, the waiting period, TPD math, the 104-week limit, and your deadlines. It can also generate a letter to the adjuster. It's a check, not a filing, and not legal advice — the carrier's wage statement and the authorised doctor still control your actual case.
Workers' Comp Benefits Check FL is an informational calculator based on Florida Statutes chapter 440 (440.12, 440.14, 440.15, 440.20) as of 2025–26. Net/gross assumptions, the 13-week average and the state maximum are approximations; the carrier's wage statement, the authorised doctor's status, and the Division of Workers' Compensation are the authorities. It is not legal advice and does not file petitions. It is not affiliated with any employer, carrier or agency.