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What to Do If Your Florida Workers' Comp Check Is Wrong
Use the free tool — Workers' Comp Benefits Check FL
Why the check might be wrong
Carriers get the wage wrong more often than you'd think. Overtime gets left out. A second job gets ignored. The 13-week average before the injury gets done wrong. If your check looks low, or it never started, the problem is often the wage statement, not the law.
How the average weekly wage is supposed to work
Florida uses your pay in the 13 weeks before the injury to set your average weekly wage. Overtime and second jobs are supposed to count. The carrier files this on a wage statement, form DWC-1A. If that form is wrong, your check is wrong.
The 66⅔% rate and the state maximum
Temporary total disability pays 66⅔% of your average weekly wage, up to a state maximum. The state maximum changes every year, so what you're owed depends on your injury date and that year's cap — not on a fixed dollar figure.
The 7-day waiting period
Florida law builds in a 7-day waiting period before checks start. If you were out less than a week, or your first check seems short by a week, that gap can be normal — it's not automatically a mistake.
Light duty and temporary partial disability
If you're back at work on light duty for less pay, you may be owed temporary partial disability instead of temporary total disability. That's a different calculation, based on the difference between your old wage and what you're earning now.
The 104-week limit and impairment benefits
Temporary benefits (total or partial) are capped at 104 weeks total under Florida law. After you reach maximum medical improvement, you may be owed impairment income benefits instead — a separate benefit with its own rules.
Deadlines you can't miss
- A 30-day deadline applies to reporting the injury.
- A 2-year deadline applies to filing a petition for benefits.
- These come from Florida Statutes chapter 440 (440.12, 440.14, 440.15, 440.20) as reflected for 2025–26 — confirm any deadline with the Division of Workers' Compensation or an attorney before you rely on it.
If the check is wrong
Put your request in writing. Ask the adjuster to recompute your average weekly wage using the wage statement, including overtime and any second job. If they refuse, Florida's Employee Assistance Office (1-800-342-1741) offers free help, and workers' comp attorneys in Florida work on a fee schedule paid by the carrier when you win.
What to do next
The free tool reads the pay and dates you type — not a stored file, not anyone else's numbers. It computes your average weekly wage, the 66⅔% rate against the state maximum, the waiting period, temporary partial disability math, the 104-week limit, impairment benefits, and every deadline. It can generate the letter to the adjuster. It is not legal advice and does not file anything with the state or the carrier — a professional should confirm the numbers for your actual claim.
Workers' Comp Benefits Check FL is an informational calculator based on Florida Statutes chapter 440 (440.12, 440.14, 440.15, 440.20) as of 2025–26. Net/gross assumptions, the 13-week average and the state maximum are approximations; the carrier's wage statement, the authorised doctor's status, and the Division of Workers' Compensation are the authorities. It is not legal advice and does not file petitions. It is not affiliated with any employer, carrier or agency.